After several years of record-breaking California wildfires, insurance companies have responded by imposing huge premium increases on property owners, or even worse, flat-out denying coverage and canceling policies. Click here to find (or keep) fire insurance. 

Additionally and unfortunately, natural disasters present opportunities for scammers to take advantage of people when they're at their most vunerable. If your house suffers damage from a wildfire, here are steps to ensure anyone offering grant money or anyone hired to work on repairs is legitimate.